The holidays are a wonderful time of year but with them comes so many expectations and potential obligations that it’s important to consider the cost and make a plan.
According to Finders, Aussies totalled over $29 billion in credit card debt in December 2017. It seems CRAZY and yes, it’s a massive number but with all of the ads and pressures we sometimes feel, it can be easy to lose track of our spending this time of year. Holiday parties, travel, decorations and gifts are just a few of the things that start to accumulate and can turn into unnecessary stress but, it IS avoidable and you CAN set yourself up to start 2019 strong.
“Risk is like fire: If controlled it will help you; if uncontrolled it will rise up and destroy you” Theodore Roosevelt.
Could you support your family if you were injured/sick and needed several months off work? Income protection replaces the income lost through your inability to work. It is a great line of defense and usually a very affordable way to keep risk away from your hard earned wealth and protect your estate over your lifetime.
Here’s some ways to make it more affordable…Read more